Flexible Loans for Real Estate Investors
At TopLendr, we offer flexible, customized loans for real estate investors. Whether you’re building, renovating, or refinancing, we provide the right financing at every stage of your project.
Loans since 2013
Total originations
Repeat clients
Let’s Check to See If You Qualify
If qualified, you are eligible for up to $32,220 in relief funds!
benefits of working with us
FLEXIBLE
At TopLendr, we know that no two deals are alike. That’s why every loan we provide receives personalized attention from our team of in-house lending experts. We specialize in creating innovative deal structures and adapting our underwriting and fund control to match each unique project and client.
COMPREHENSIVE
We support our clients throughout the entire lifecycle of their project. From acquisition to construction to stabilization, our flexible loan solutions are designed to help you succeed at every stage.
FAST
Time is money when it comes to real estate. At TopLendr, we can fund approved deals in as little as 10 business days and often release construction draws in 3 days or less—keeping your project on schedule and maximizing your returns.
Fast Closing Hard Money Loans
If qualified, you are eligible for up to $32,220 in relief funds!
Interest Rate
$400,000
Origination fee
$300,000
Loan To Cost (LTC)
1st
Construction Financing
75%
Loan To ARV
Rehab
Term
10%
Minimum Loan Amount
$300,000
Minimum FICO
1st
Type of Property
1st
Flexible loan programs
New Construction
Financing for ground-up developments or major renovations—available from the initial stage through mid-construction.
Homebuilding/BTR
Acquisition, development, and construction (A&D) financing tailored for build-to-rent communities and production homebuilders.
Fix & Flip
Quick-access capital for purchasing and renovating investment properties, designed to maximize your return on resale.
Bridge
Fast, short-term financing for acquisitions or recapitalization of completed projects.
Rental Hold
Flexible financing for lease-up and stabilized properties, including 1–4 unit rentals and multifamily buildings (5+ units).
Vacation Rental
Bridge, renovation, and construction financing solutions for short-term and vacation rental properties.
What They Say About Us?
Alex K.
Thanks to Toplender, I feel more confident about my investment decisions than ever before.
Harsh P.
I’ve been using Toplender for a year now and it’s made managing my finances so much easier.
Lucy K.
The customer service team at Toplender went above and beyond to help me resolve a billing issue.
Frequently Asked Questions
How does a hard money loan work?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
How Do Hard Money Loan Monthly Payments Work?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
How Much Are Hard Money Loan Rates?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
How is hard money interest calculated?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
What are the credit score requirements for a hard money loan?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
What's the difference between a hard money loan and a bridge loan?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
Why do people use hard money loans rather than traditional loans?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
What is the origination fee (hard money loan points)?
With most hard money lenders, the house flipper is required to put down between 10% and 20% of the project cost in order to initiate a hard money loan. For example, if the hard money lender covers 85% of the project cost, the investor would need to cover the shortfall of 15%.
Fast Closing Hard Money Loans
TopLendr makes borrowing simple and fast.
If you need quick access to capital to fund your real estate projects, we provide reliable hard money loans with a streamlined process and trusted support. Partner with TopLendr to close deals faster and keep your projects moving.